PROSPECTIVE CUSTOMERS
Get the Answers You Need
Find answers to your questions about SCF Arizona and workers' compensation insurance.
If you would like to ask a question, please e-mail us.
Why do I need workers’ compensation insurance?
What is the process to get SCF Premier workers’ compensation insurance?
What are the benefits of insuring with SCF Premier?
What happens if there is an accident in my workplace?
As the owner of a business, what do I do if a worker is injured?
How will a worker’s injury affect my premium?
I like to handle my business online. Is that available at SCF?
How do SCF’s rates compare with those of other insurers?
Q. Why do I need workers’ compensation insurance?
A. Workers’ compensation insurance is required by Arizona law for all employers with one or more employees. Fines for not maintaining insurance can reach $10,000, and the Industrial Commission of Arizona has the right to close the business until insurance is established.
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Q. What is the process to get SCF Premier workers’ compensation insurance?
A. Call 602.631.2889 or 800.533.2990 to speak with a policy specialist and see if your business qualifies for SCF Premier.
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Q. What are the benefits of insuring with SCF Premier?
A. In addition to lower, upfront pricing, SCF recognizes that it’s best to avoid accidents in the first place. So in addition to the required insurance, SCF also offers a variety of other services, including assistance developing safety plans, safety videos and brochures, superior claims handling and a network of healthcare providers that specialize in workers’ compensation injuries.
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Q. What happens if there is an accident in my workplace?
A. All studies have shown that the sooner injured workers can get back on the job, the better their recovery process. At SCF we’re committed to helping injured workers get the treatment they need so they can return to work as quickly and safely as possible. We work closely with employers, injured workers and the healthcare providers to make the process as streamlined as possible. SCF recognizes that providers who specialize in treating workers’ compensation injuries help all parties in the process, so we encourage policyholders to work with our
Preferred Conection Network.
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Q. As the owner of a business, what do I do if a worker is injured?
A. At SCF we have experts to guide you through the process. Each policyholder is assigned a claims representative who will handle the claim from beginning to end and be your primary contact.
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Q. How will a worker’s injury affect my premium?
A. Your safety record can affect your future premiums. Take advantage of the safety assistance offered through SCF by working with a loss control specialist to develop a safety plan.
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Q. I like to handle my business online. Is that available at SCF?
A. SCF is committed to providing secure, state-of-the-art service to policyholders, and offers online Certificates of Insurance. Soon policyholders will be able to file payroll reports and pay premiums online as well.
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Q. How do SCF’s rates compare with those of other insurers?
A. SCF has some of the lowest rates in the country and we’re dedicated to giving you the tools to keep your employees safe and your premiums low.
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